Frederick County property record for 423 Banksia Dr, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,471 sqft · built 1981 |
| Lot Size | 0.133 acres (5,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $391,733 (May 2026) |
| Tax Bill | $5,779 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-032546 |
| Primary APN | 02-032546 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,471 sqft Living Area |
| Gross Area | 1,783 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 499 sqft |
| Finished Basement | 499 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,804 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 140 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Account Number | 032546 |
|---|---|
| Street Address | 423 BANKSIA DR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 48 SECTION VIII 0.13 ACRE BANKSIA DRIVE |
| Legal Subdivision | CARROLLTON |
| Legal Lot Number | 48 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 765100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Contract Sale, Transfer COURTNEY TITLE, COURTESY TITLE |
| May 26, 2026 | Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE |
| Jan 14, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | May 26, 2026 · Amount on Record |
| Deed Book / Page | 17878 / 407 |
| Transfer Doc | 0000000352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 26, 2026 |
| Property Address | 423 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Document Number | 1787000407 |
| Book / Page | 17878 / 407 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | COURTNEY TITLE, COURTESY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $395,651.34 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 26, 2026 |
| Property Address | 423 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Document Number | 1787000379 |
| Book / Page | 17878 / 379 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 1787000385, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 17878/385 |
| Name | HOME MORTGAGE ALLIANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 423 BANKSIA DR, FREDERICK, MD 21701-6367 |
| Document Number | 0176840073 |
| Book / Page | 17684 / 73 |
| Map Reference | MB 23 FO 28 |
| Instrument Date | Jan 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3227 RODERICK RD, FREDERICK, MD 21704-8029 |
| Name | Verified Name |
|---|---|
| Address | 3227 RODERICK RD, FREDERICK, MD 21704-8029 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,300 (+3.37%) | $343,300 (+10.1%) Land $154,000 Building $189,300 | |
| 2025 | $5,779.00 (+24.74%) | $311,800 (+23.31%) Land $128,200 Building $183,600 | $311,800 (-) Land $128,200 Building $183,600 |
| 2023 | $4,633.00 | $252,867 | $311,800 Land $128,200 Building $183,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures