425 Banksia Dr, Frederick, MD 21701 Property Records

Frederick County property record for 425 Banksia Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1981
Lot Size0.144 acres (6,260 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Mar 2025)
Tax Bill$5,471 (2025)
Deeds & MortgagesFeb 2024 Transfer
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-032538

Property Details

APN / Parcel Number

Primary APN02-032538
Alternative APNs
  • 2032538
  • 032538

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,290 sqft
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,260 sqft (0.144 acres)
PorchEnclosed Porch
Porch Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number032538
Street Address425 BANKSIA DR
CityFREDERICK
StateMD
Zip21701-6367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 47 SECTION VIII 0.14 ACRE BANKSIA DRIVE
Legal SubdivisionCARROLLTON SEC 08
Legal Lot Number47
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1008
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 BANKSIA DR, FREDERICK, MD 21701-6367
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2024Intrafamily Transfer, Transfer
INDEPENDENT TITLE, INDEPENDENT T&E LLC
Jan 24, 2018Deed, Transfer · Conventional Mortgage
NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Book / Page17241 / 171
Prior Transfer DateJan 26, 2024
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 5, 2024
Property Address425 BANKSIA DR, FREDERICK, MD 21701-6367
Document Number0167520485
Book / Page16752 / 485
Map ReferenceMB 23 FO 28
Instrument DateJan 26, 2024
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyINDEPENDENT TITLE, INDEPENDENT T&E LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address425 BANKSIA DR, FREDERICK, MD 21701-6367

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 24, 2018
Property Address425 BANKSIA DR, FREDERICK, MD 21701-6367
Document Number0122460060
Book / Page12246 / 0060
Map ReferenceMB23 FO28
Instrument DateNov 29, 2017
Instrument12246-0060
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyMILLENNIUM TITLE AND ABSTRAC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address19518 CRYSTAL ROCK DR APT 23, 23, GERMANTOWN, MD 20874-4918

Mortgage

Document Number0122460066
DateJan 24, 2018
Book Page12246/0066
Instrument12246-0066
Lender
NameNEW AMERICA FINANCIAL CORP
TypeFunding / Finance Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,400 (+4.58%)$335,400 (+13.73%) Land $156,300 Building $179,100
2025$5,471.00 (+11.31%)$294,900 (+27.2%) Land $130,000 Building $164,900$294,900 (-) Land $130,000 Building $164,900
2024$4,915.00 (+15.51%)
2023$4,255.00$231,833$294,900 Land $130,000 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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