Frederick County property record for 424 Banksia Dr, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1981 |
| Lot Size | 0.132 acres (5,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Apr 2021) |
| Tax Bill | $3,895 (2023) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-032473 |
| Primary APN | 02-032473 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,787 sqft (0.132 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 032473 |
|---|---|
| Old Parcel Number | 2032473 |
| Street Address | 424 BANKSIA DR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 43 SECTION VIII 0.13 ACRE BANKSIA DRIVE |
| Legal Subdivision | CARROLLTON |
| Legal Lot Number | 43 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 765100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 BANKSIA DR, FREDERICK, MD 21701-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRESIDENTIAL BANK FSB |
| Apr 12, 2021 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2005 · Amount on Record |
| Deed Document Number | 0001476696 |
| Deed Book / Page | 14766 / 96 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 424 BANKSIA DR, FREDERICK, MD 21701-6368 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COMMUNITY SETMNTS & ESCROW L |
| Name | Verified Name |
|---|
| Document Number | 0147660121 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 14766/121 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 12, 2021 |
| Property Address | 424 BANKSIA DR, FREDERICK, MD 21701-6368 |
| Document Number | 0147660096 |
| Book / Page | 14766 / 96 |
| Map Reference | MB 23 PG 28 |
| Instrument Date | Mar 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY SETMNTS & ESCROW L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 424 BANKSIA DR, FREDERICK, MD 21701-6368 |
| Document Number | 14766104 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 14766/104 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,895.00 | $211,800 | $279,200 Land $128,100 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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