42684 Windy Gap Dr, Ahwahnee, CA 93601 Property Records

Madera County property record for 42684 Windy Gap Dr, Ahwahnee, CA 93601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1988
Lot Size4.5 acres (196,020 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jul 2019)
Tax Bill$2,985 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-071-018-000

Property Details

APN / Parcel Number

Primary APN055-071-018-000
Alternative APN
  • 055071018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area196,020 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address42684 WINDY GAP DR
CityAHWAHNEE
StateCA
Zip93601-9672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRS-5
Legal DescriptionSEC 36 T6S R20E PM# 37/89-3
Legal Range20E
Legal Township06S
Legal Section36
Legal SubdivisionPARCEL MAP NO 3039
Legal Lot Number3
JurisdictionMADERA CA
Township / Civil DivisionYOSEMITE LAKES
Census Block Group1
Census Block1082
Census Tract109

Owner

42684 Windy Gap Dr is owned and occupied by an individual who bought it in July 2019.

Source: Madera County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Jul 1, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2019 · Amount on File
Deed SaleJul 1, 2019 · Amount on File
Deed Document Number201914378
Prior Transfer DateMar 16, 2012
Prior Transfer Doc0000008294
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Recording DateApr 10, 2026
Property Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672
Document Number0000007227
Instrument DateApr 3, 2026
Instrument20267227
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672

Mortgage

Document Number0000007227,
DateApr 10, 2026
Instrument20267227
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 3, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672

Mortgage

Document Number0000035209
DateNov 9, 2021
Instrument2021035209
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateJul 1, 2019
Property Address42684 WINDY GAP DR, AHWAHNEE, CA 93601-9672
Document Number0000014378
Instrument DateMay 19, 2019
Instrument14378
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address42684 WINDY GAP DR AHWAHNEE CA 936019672, AHWAHNEE, CA 93601-9672

Mortgage

Document Number14380
DateJul 1, 2019
Instrument14380
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 42684 Windy Gap Dr was $2,985.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Elementary School DistrictBass Lake Joint Union Elementary School District (KG - 08)
Secondary School DistrictYosemite Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$278,762 (+2%) Land $55,750 Building $223,012
2025$2,985.00$273,297 Land $54,657 Building $218,640
2023$2,930.00 (+3.57%)$262,686 Land $52,536 Building $210,150
2022$2,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42684 Windy Gap Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42684 Windy Gap Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
unWired Broadband
Fixed Wireless
100 / 20
Sierra Telephone Company
DSL
25 / 3

May also be available: Vyve Broadband.

Nearby Properties on Windy Gap Dr

Nearby Streets

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