Hamilton County property record for 4257 Inlet Loop, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,002 sqft · built 2019 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $309,900 (Apr 2019) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120J M 014 |
| Primary APN | 120J M 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000385007 |
|---|---|
| Street Address | 4257 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 38 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017 |
| Legal Subdivision | WATERSTONE RIDGE SUB |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4257 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Nov 17, 2022 | Intrafamily Transfer, Transfer |
| Apr 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Document Number | 201935 |
| Deed Book / Page | 11612 / 361 |
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0000000064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4257 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000032 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 12756/843 |
| Instrument | 2021120300032 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 17, 2022 |
| Property Address | 4257 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0000000064 |
| Book / Page | 13145 / 233 |
| Map Reference | MB 109 PG 24 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022111700064 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4257 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 12, 2019 |
| Property Address | 4257 INLET LOOP, CHATTANOOGA, TN 37416-3070 |
| Document Number | 0412000035 |
| Book / Page | 011612 / 000361 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 190412000035 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,146.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4257 INLET LOOP CHATTANOOGA TN 374163070, CHATTANOOGA, TN 37416-3070 |
| Document Number | 412000036 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 011612/000393 |
| Instrument | 190412000036 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (-3.11%) | $106,900 (+43.01%) | $427,600 (+43.01%) Land $50,000 Building $377,600 |
| 2024 | $1,672.00 | $74,750 (-) | $299,000 (-) Land $50,000 Building $249,000 |
| 2023 | $1,672.00 | $74,750 (-) | $299,000 (-) Land $50,000 Building $249,000 |
| 2022 | $1,672.00 | $74,750 | $299,000 Land $50,000 Building $249,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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