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4249 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4249 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,712 sqft · built 2018
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Dec 2022)
Tax Bill$1,885 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN120J M 012

Property Details

APN / Parcel Number

Primary APN120J M 012
Alternative APN
  • 0000385005

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,712 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000385005
Street Address4249 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 40 WATERSTONE RIDGE SUB PB 109 PG 24 OUT OF 120J A 005.03 FOR 2017
Legal SubdivisionWATERSTONE RIDGE SUB
Legal Lot Number40
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120J M 012

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 20, 2022Warranty Deed, Transfer
CHATTANOOGA TITLE, CHATIABOOGA TITLE INC
Nov 14, 2022Correction Deed

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Deed Document Number2022122000065
Deed Book / Page13170 / 440
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070

Mortgage

Document Number0000000045
DateMar 09, 2023
Book Page13232/84
Instrument2023030900045
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 20, 2022
Property Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000065
Book / Page13170 / 440
Map ReferenceMB 109 PG 24
Instrument DateDec 19, 2022
Instrument2022122000065
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCHATTANOOGA TITLE, CHATIABOOGA TITLE INC

Transaction

AmountAmount Recorded
Tax$1,628.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070

November 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionHAMILTON TN
Recording DateNov 14, 2022
Property Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070
Document Number0000000190
Book / Page13142 / 390
Instrument DateNov 14, 2022
Instrument2022111400190
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 INLET LOOP, CHATTANOOGA, TN 37416-3070

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,885.00 (-4.02%)$124,425 (+41.67%)$497,700 (+41.67%) Land $50,000 Building $447,700
2024$1,964.00$87,825 (-)$351,300 (-) Land $50,000 Building $301,300
2023$1,964.00$87,825 (-)$351,300 (-) Land $50,000 Building $301,300
2022$1,964.00$87,825$351,300 Land $50,000 Building $301,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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