419 Upland Trail Rd, Elgin, SC 29045 Property Records

Richland County property record for 419 Upland Trail Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,398 sqft · built 2006
Lot Size	0.659 acres (28,714 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2006)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25811-01-25`

Property Details

APN / Parcel Number

Primary APN	`25811-01-25`
Alternative APNs	`R25811-01-25` `01675262`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,398 sqft Heated Area
Gross Area	4,478 sqft
1st Floor Area	3,398 sqft
Utility Area	132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,714 sqft (0.659 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01675262
Street Address	419 UPLAND TRAIL RD
City	ELGIN
State	SC
Zip	29045-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 31 91.8X186.3X144.2X156.8 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204 RB651-1139/1140
Legal Subdivision	GREENHILL PARISH
Legal Phase	1
Legal Lot Number	31,91
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	11407

Owner

419 Upland Trail Rd is owned and occupied by two individuals who bought it in September 2006.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	419 UPLAND TRAIL RD, ELGIN, SC 29045-8214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on File
Deed Sale	Sep 29, 2006 · Amount on File
Prior Sale	Dec 20, 2005 · Amount on File
Deed Document Number	200688906
Deed Book / Page	1235 / 1298
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	419 UPLAND TRAIL RD, ELGIN, SC 29045-8214
Document Number	2494/2787
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 UPLAND TRAIL RD ELGIN SC 290458214, ELGIN, SC 29045-8214

Mortgage

Document Number	2494/2787
Date	Jun 7, 2020
Book Page	002494/002787
Instrument	25470

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (+25.36%)	$422,600 (+3,075.53%)	$503,200 (+51.25%) Land $44,000 Building $459,200
2023	$3,091.00 (-0.61%)	$13,308 (-0.02%)	$332,700 (-)
2021	$3,110.00	$13,310	$332,700 Land $40,000 Building $292,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 Upland Trail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Upland Trail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20