426 Split Oak Trl, Gastonia, NC 28052 Property Records

Gaston County property record for 426 Split Oak Trl, Gastonia, NC 28052 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 1997
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2022)
Tax Bill	$1,944 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10084 00266`

Property Details

APN / Parcel Number

Primary APN	`10084 00266`
Alternative APNs	`1392632` `145492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,267 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Shingle
Lot Area	36,590 sqft (0.839 acres)
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	10084 00266
Street Address	426 SPLIT OAK TRL
City	GASTONIA
State	NC
Zip	28052-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK L 119 10 084 002 66 000
Legal Subdivision	HICKORY CREEK
Legal Lot Number	119
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	31704

Owner

Source: Gaston County records · APN 10084 00266

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	426 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Mar 09, 2007 · Amount on Record
Deed Document Number	0005383653
Deed Book / Page	5383 / 653
Record Updated	Jun 07, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 16, 2022
Property Address	426 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Document Number	0053830653
Book / Page	5383 / 653
Map Reference	MB 49 PG 89
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 525, LOWELL, NC 28098-0525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 SPLIT OAK TRL, GASTONIA, NC 28052-8179

Mortgage

Document Number	0005383656
Date	Dec 16, 2022
Instrument	5383/656

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.7%
Max Rate At Change	7.7%
Index	5-Year TN
Margin	2
Max Rate	11.7%

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,944.00	$279,760 Land $22,000 Building $257,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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