425 Split Oak Trl, Gastonia, NC 28052 Property Records

Gaston County property record for 425 Split Oak Trl, Gastonia, NC 28052 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1995
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10084 00267`

Property Details

APN / Parcel Number

Primary APN	`10084 00267`
Alternative APNs	`1267832` `145493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,242 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	27,007 sqft (0.62 acres)
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 SPLIT OAK TRL
City	GASTONIA
State	NC
Zip	28052-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK L 120 10 084 002 67 000
Legal Subdivision	HICKORY CREEK
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	31704

Owner

Source: Gaston County records · APN 10084 00267

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 17, 2003
Transfer Doc	36630871
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	425 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049941000
Date	Aug 15, 2018
Book Page	4994/1000

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 03, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+2.72%)	$216,560 (-) Land $22,000 Building $194,560
2023	$1,505.00	$216,560 Land $22,000 Building $194,560
2021			$128,480 Land $18,000 Building $110,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.