Gaston County property record for 410 Split Oak Trl, Gastonia, NC 28052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1995 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,000 (May 2022) |
| Tax Bill | $2,025 (2026) |
| Deeds & Mortgages | Mar 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10084 00262 |
| Primary APN | 10084 00262 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 410 SPLIT OAK TRL |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HICKORY CREEK L 115 10 084 002 62 000 |
| Legal Subdivision | HICKORY CREEK |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31704 |
410 Split Oak Trl is owned and occupied by two individuals who bought it in May 2022.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Jul 28, 1995 · Amount on File |
| Deed Book / Page | 5334 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 410 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0052050903 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 5205/903 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 3, 2031 |
The 2026 property tax bill for 410 Split Oak Trl was $2,025.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,025.00 | $283,630 Land $22,000 Building $261,630 | |
| 2023 | $1,971.00 | $283,630 Land $22,000 Building $261,630 | |
| 2021 | $153,570 Land $18,000 Building $135,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Split Oak Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 410 Split Oak Trl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HICKORY CREEK/ STARRLAND W/S private · serves 528 people · EPA ID NC0136386 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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