Gaston County property record for 417 Split Oak Trl, Gastonia, NC 28052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1994 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,500 (Oct 2020) |
| Tax Bill | $1,795 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10084 00269 |
| Primary APN | 10084 00269 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Porch | Porch |
| Porch Area | 15 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 417 SPLIT OAK TRL |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HICKORY CREEK L 123 10 084 002 69 000 |
| Legal Subdivision | HICKORY CREEK |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31704 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Oct 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 16, 2017 | Warranty Deed, Transfer BANK OF NC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Jan 4, 1995 · Amount on Record |
| Deed Book / Page | 5168 / 759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 6, 2022 |
| Property Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0053010217 |
| Book / Page | 5301 / 217 |
| Map Reference | MB 49 PG 89 |
| Instrument Date | Nov 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | TROJAN TITLE AGENCY, TRYON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1944 SAN ESTEBAN CIR, 1944, ROSEVILLE, CA 95747-5037 |
| Name | Verified Name |
|---|---|
| Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0005301221 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 5301/221 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0051680759 |
| Book / Page | 5168 / 759 |
| Map Reference | MB 49 PG 89 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 5168761 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 5168/761 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 16, 2017 |
| Property Address | 417 SPLIT OAK TRL, GASTONIA, NC 28052-8179 |
| Document Number | 0049111283 |
| Book / Page | 004911 / 001283 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 SPLIT OAK TRL GASTONIA NC 280528179, GASTONIA, NC 28052-8179 |
| Document Number | 49111286 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 004911/001286 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2047 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,795.00 (+2.69%) | $251,520 (-) Land $22,000 Building $229,520 | |
| 2023 | $1,748.00 | $251,520 Land $22,000 Building $229,520 | |
| 2021 | $136,110 Land $18,000 Building $118,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HICKORY CREEK/ STARRLAND W/S private · serves 528 people · EPA ID NC0136386 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures