422 Split Oak Trl, Gastonia, NC 28052 Property Records

Gaston County property record for 422 Split Oak Trl, Gastonia, NC 28052 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1995
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$1,789 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10084 00265`

Property Details

APN / Parcel Number

Primary APN	`10084 00265`
Alternative APN	`145491`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,270 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	110 ft deep x 200 ft wide
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	10084 00265
Street Address	422 SPLIT OAK TRL
City	GASTONIA
State	NC
Zip	28052-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK L 118 10 084 002 65 000
Legal Subdivision	HICKORY CREEK
Legal Lot Number	118
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	31704

Owner

Source: Gaston County records · APN 10084 00265

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer · Line of Credit STATE EMPLOYEES CU
May 17, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2022
Deed Sale	May 16, 2022
Deed Document Number	0002019E67
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	0005332361
Record Updated	Jun 07, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Apr 28, 2022
Property Address	422 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Document Number	0053320361
Book / Page	5332 / 361
Map Reference	MB 49 PG 89
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 SPLIT OAK TRL, 422, GASTONIA, NC 28052-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SPLIT OAK TRL, GASTONIA, NC 28052-8179

Mortgage

Document Number	0005332365
Date	Apr 28, 2022
Instrument	5332/365

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	422 SPLIT OAK TRL, GASTONIA, NC 28052-8179
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050420898
Date	May 17, 2019
Book Page	5042/0898

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GASTONIA, NC 28053

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,789.00	$257,450 Land $22,000 Building $235,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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