St. Louis County property record for 4290 Charles Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,850 sqft · built 2000 |
| Lot Size | 2.11 acres (92,127 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Aug 2024) |
| Tax Bill | $8,518 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0109-00050 |
| Primary APN | 520-0109-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,850 sqft Gross Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 92,127 sqft (2.11 acres) |
| Garage Area | 912 sqft |
| Deck Area | 594 sqft |
| Patio Area | 304 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1169481 |
|---|---|
| Street Address | 4290 CHARLES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 SERIAL # |
| Legal Subdivision | GOLDENWOOD 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 400 |
Source: St. Louis County records · APN 520-0109-00050
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4290 CHARLES RD, DULUTH, MN 55803-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2024 · Amount on Record |
| Deed Sale | Aug 06, 2024 · Amount on Record |
| Deed Document Number | 20241081783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4290 CHARLES RD, DULUTH, MN 55803-1270 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4290 CHARLES RD, RICE LAKE, MN 55803-1270 |
| Document Number | 0001075136 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 1075136 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 02, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4290 CHARLES RD, DULUTH, MN 55803-1270 |
| Document Number | 000T991736 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4290 CHARLES RD DULUTH MN 558031270, DULUTH, MN 55803-1270 |
| Document Number | 000T991736 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | T991736 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,518.00 (+17.3%) Homeowner's exemption | ||
| 2025 | $7,262.00 (+5.98%) Homeowner's exemption | $614,400 (+11.1%) Land $52,400 Building $562,000 | $614,400 (+11.1%) Land $52,400 Building $562,000 |
| 2024 | $6,852.00 | $553,000 (+18.39%) Land $52,100 Building $500,900 | $553,000 (+18.39%) Land $52,100 Building $500,900 |
| 2022 | $467,100 Land $49,600 Building $417,500 | $467,100 Land $49,600 Building $417,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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