San Bernardino County property record for 42574 Willow Ave, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 714 sqft · built 1947 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 2020) |
| Tax Bill | $4,272 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-406-22-0000 |
| Primary APN | 2328-406-22-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 714 sqft Living Area |
| 1st Floor Area | 554 sqft |
| 2nd Floor Area | 160 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Average |
| Porch | Patio/Porch |
| Porch Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42574 WILLOW AVE |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPAULDINGS BIG BEAR WOODS LOTS 401 AND 402 |
| Legal Subdivision | SPAULDINGS BIG BEAR WOODS |
| Legal Block | 2 |
| Legal Lot Number | 401 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11204 |
Source: San Bernardino County records · APN 2328-406-22-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7621 SAINT ANDREWS DR, RIVERSIDE, CA 92508-6099 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 30, 2020 | Grant Deed, Transfer · Conventional with PMI KAREN J & TIMOTHY D VIRGIL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2020 · Amount on Record |
| Deed Sale | Dec 09, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2020 · Amount on Record |
| Deed Document Number | 2020499964 |
| Prior Transfer Date | Nov 17, 2020 |
| Prior Transfer Doc | 0000499965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 42574 WILLOW AVE, BIG BEAR LAKE, CA 92315-2004 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 7621 SAINT ANDREWS DR, RIVERSIDE, CA 92508-6099 |
| Document Number | 0000216152 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0216152 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 42574 WILLOW AVE, BIG BEAR LAKE, CA 92315-2004 |
| Document Number | 0000262858 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 262858 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7621 SAINT ANDREWS DR RIVERSIDE CA 925086099, RIVERSIDE, CA 92508-6099 |
| Document Number | 262859 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 262859 |
| Name | KAREN J & TIMOTHY D VIRGIL |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $283,747 (+2%) Land $55,203 Building $228,544 | |
| 2025 | $4,272.00 (+7.53%) Homeowner's exemption | $278,184 (+4.04%) Land $54,121 Building $224,063 |
| 2023 | $3,973.00 (+5.02%) Homeowner's exemption | $267,383 Land $52,020 Building $215,363 |
| 2022 | $3,783.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 25 units insured incl. 22 condo units |
| Nearby Flood Claims | 3 (1982–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 531 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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