425 W 2nd St, Lamoni, IA 50140 Property Records

Decatur County property record for 425 W 2nd St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Lot Size0.398 acres (17,335 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (May 2021)
Tax Bill$318 (2026)
Deeds & MortgagesMay 2021 Sale
Flood ZoneZone X (minimal risk)
APN1311150002

Property Details

APN / Parcel Number

Primary APN1311150002

Exterior

Lot Area17,335 sqft (0.398 acres)

Location & Zoning

Street Address425 W 2ND ST
CityLAMONI
StateIA
Zip50140-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS ADDN. EAST 140' OF THE WEST 292' OF THE NORTH 122.5' LOT 4, BLK 7
Legal SubdivisionSMITHS ADD
Legal Tract121
Legal Block7
Legal Lot Number4
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group3
Census Block3030
Census Tract960200

Owner

425 W 2nd St is owned by two individuals who bought it in May 2021.

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address370 S STATE ST, LAMONI, IA 50140-1424
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on File
Deed SaleMay 25, 2021 · Amount on File
Deed Document Number2021811
Prior Transfer DateSep 18, 2019
Prior Transfer Doc0020210811
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDECATUR IA
Recording DateMay 25, 2021
Property Address425 W 2ND ST, LAMONI, IA 50140-1407
Document Number0020210811
Instrument DateSep 18, 2019
Instrument2021-0811
Transaction TypeTransfer
Record UpdatedJun 14, 2022

Transaction

AmountAmount on Record
Tax$7.20
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 S STATE ST, LAMONI, IA 50140-1424
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 425 W 2nd St was $318.

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318.00$15,430 (-) Land $14,420 Building $1,010$15,430 (-) Land $14,420 Building $1,010
2025$318.00 (+37.07%)$15,430 Land $14,420 Building $1,010$15,430 Land $14,420 Building $1,010
2024$232.00
2023$9,780 Land $9,010 Building $770$9,780 Land $9,010 Building $770
2021$192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 W 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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