210 W 2nd St, Lamoni, IA 50140 Property Records

Decatur County property record for 210 W 2nd St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,223 sqft · built 1975
Lot Size	1.25 acres (54,480 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Sep 2017)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1311103019`

Property Details

APN / Parcel Number

Primary APN	`1311103019`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,223 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Wood
Lot Area	54,480 sqft (1.25 acres)
Garage Type	Detached
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	210 W 2ND ST
City	LAMONI
State	IA
Zip	50140-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADDN. S 40' LOT 1 & EXC TRACT 106 ' X 71 LOT 7, BLK 9
Legal Subdivision	CENTAL ADDITION
Legal Tract	106
Legal Block	9
Legal Lot Number	1,7
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3005
Census Tract	960200

Owner

210 W 2nd St is owned and occupied by two individuals who bought it in September 2017.

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	210 W 2ND ST, LAMONI, IA 50140-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit VERIMORE BANK
Sep 28, 2017	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MISSOURI BANK
Mar 13, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	20171148
Deed Book / Page	2017 / 1148
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	210 W 2ND ST, LAMONI, IA 50140-1404
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230194
Date	Mar 2, 2023
Instrument	2023-0194

Lender

Name	VERIMORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2043

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Sep 28, 2017
Property Address	210 W 2ND ST, LAMONI, IA 50140-1404
Document Number	2017/1148
Book / Page	2017 / 1148
Instrument Date	Sep 28, 2017
Instrument	2017-1148
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 W 2ND ST, LAMONI, IA 50140-1404

Mortgage

Document Number	2017/1149
Date	Sep 28, 2017
Book Page	2017/1149
Instrument	2017-1149

Lender

Name	FIRST MISSOURI BANK
Type	Bank
Address	EAGLEVILLE, MO 64442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 28, 2022

March 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DECATUR IA
Recording Date	Mar 13, 2017
Property Address	210 W 2ND ST, LAMONI, IA 50140-1404
Document Number	2017/0243
Book / Page	2017 / 0243
Instrument Date	Mar 13, 2017
Instrument	2017-0243
Transaction Type	Foreclosure
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16023 LOCUST ST, 16023, EAGLEVILLE, MO 64442

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 210 W 2nd St was $2,308.

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00	$111,860 (-) Land $32,970 Building $78,890	$111,860 (-) Land $32,970 Building $78,890
2025	$2,308.00 (+18%)	$111,860 Land $32,970 Building $78,890	$111,860 Land $32,970 Building $78,890
2024	$1,956.00
2023		$82,660 Land $20,610 Building $62,050	$82,660 Land $20,610 Building $62,050
2021	$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 W 2nd St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lockridge Networks.

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