Decatur County property record for 603 W 2nd St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1952 |
| Lot Size | 0.39 acres (16,987 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,578 (2026) |
| Deeds & Mortgages | Sep 2026 Sale May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1310275007 |
| Primary APN | 1310275007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 936 sqft Living Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 16,987 sqft (0.39 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Heating System | Gas |
|---|
| Street Address | 603 W 2ND ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.67.27 COMM 33' W & 647' N O F STONE BURIED AT INT ERSECTION OF STATE & SOUTH ST THENCE W 260 ' TO PLACE OF BEG, TH ENCE N 199', THENCE E 70' TO PLACE OF BEG B EING A PART OF N 1/2 SE NE 10.67.27 & COMM AT A PT 333' W & 448 ' N FROM INTERSECTION OF |
| Legal Range | 27 |
| Legal Township | 67 |
| Legal Section | 10 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 960200 |
603 W 2nd St is owned and occupied by two individuals.
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Feb 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK |
| Sep 27, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST MISSOURI BANK |
| Feb 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Sep 2, 2026 |
| Property Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Document Number | 0000001219 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20261219 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220791 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-0791 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/135 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 2019/135 |
| Instrument | 2019-0135 |
| Name | AMERICAN STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1137 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 2017/1137 |
| Instrument | 2017-1137 |
| Name | FIRST MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | EAGLEVILLE, MO 64442 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 603 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/135 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 2019/135 |
| Instrument | 2019-0135 |
| Name | AMERICAN STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2029 |
The 2026 property tax bill for 603 W 2nd St was $2,578 with a homeowner's exemption.
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,578.00 Homeowner's exemption | $135,910 (-) Land $19,550 Building $116,360 | $135,910 (-) Land $19,550 Building $116,360 |
| 2025 | $2,578.00 (+19.46%) | $135,910 Land $19,550 Building $116,360 | $135,910 Land $19,550 Building $116,360 |
| 2024 | $2,158.00 | ||
| 2023 | $101,410 Land $12,220 Building $89,190 | $101,410 Land $12,220 Building $89,190 | |
| 2021 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 603 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 W 2nd St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures