611 W 2nd St, Lamoni, IA 50140 Property Records

Decatur County property record for 611 W 2nd St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,263 sqft · built 1952
Lot Size	0.302 acres (13,178 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Jul 2017)
Tax Bill	$2,282 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1310275005`

Property Details

APN / Parcel Number

Primary APN	`1310275005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,263 sqft Living Area
Basement Area	944 sqft
Finished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	13,178 sqft (0.302 acres)
Garage Type	Attached
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	611 W 2ND ST
City	LAMONI
State	IA
Zip	50140-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.67.27 COMM 647' N & 430.5' W OF STONE BURIED AT INTERSECTION OF STATE & SO. ST. THENCE W 67 1/2', S 199', E 67 1/2', N 199' TO PLACE OF BEG. SE NE
Legal Range	27
Legal Township	67
Legal Section	10
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3019
Census Tract	960200

Owner

611 W 2nd St is owned and occupied by an individual who bought it in July 2017.

Source: Decatur County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	611 W 2ND ST, LAMONI, IA 50140-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	2017807
Deed Book / Page	2017 / 807
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Jul 13, 2017
Property Address	611 W 2ND ST, LAMONI, IA 50140-1411
Document Number	2017/0807
Book / Page	2017 / 0807
Instrument Date	Jun 28, 2017
Instrument	2017-0807
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 W 2ND ST, LAMONI, IA 50140-1411

Mortgage

Document Number	2017/0808
Date	Jul 13, 2017
Book Page	2017/0808
Instrument	2017-0808

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 611 W 2nd St was $2,282 with a homeowner's exemption.

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00 Homeowner's exemption	$121,550 (-) Land $15,640 Building $105,910	$121,550 (-) Land $15,640 Building $105,910
2025	$2,282.00 (+17.27%)	$121,550 Land $15,640 Building $105,910	$121,550 Land $15,640 Building $105,910
2024	$1,946.00
2023		$92,480 Land $9,780 Building $82,700	$92,480 Land $9,780 Building $82,700
2021	$1,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 611 W 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20