Decatur County property record for 607 W 2nd St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1952 |
| Lot Size | 0.302 acres (13,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,500 (May 2007) |
| Tax Bill | $1,666 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1310275006 |
| Primary APN | 1310275006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 944 sqft Living Area |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 13,178 sqft (0.302 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Heating System | Gas |
|---|
| Street Address | 607 W 2ND ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.67.27 COM AT PT 33' W & 647 ' N OF STONE BURIED A T INTERSECTION OF STA TE & SO. ST., THENCE W 330' TO PT OF BEG., THENCE S 199', W 67. 5', N 199', E 67.5', TO BEG., BEING PART O F N 1/4 SE NE 10.67.2 7 |
| Legal Range | 27 |
| Legal Township | 67 |
| Legal Section | 10 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 960200 |
607 W 2nd St is owned and occupied by an individual who bought it in May 2007.
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 W 2ND ST, LAMONI, IA 50140-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage CITY OF LAMONI |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2007 · Amount on File |
| Deed Sale | May 23, 2007 · Amount on File |
| Deed Document Number | 2007783 |
| Deed Book / Page | 2007 / 783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 607 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231232 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-1232 |
| Name | CITY OF LAMONI |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 607 W 2ND ST, LAMONI, IA 50140-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210916 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-0916 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 607 W 2nd St was $1,666 with a homeowner's exemption.
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,666.00 Homeowner's exemption | $91,670 (-) Land $15,640 Building $76,030 | $91,670 (-) Land $15,640 Building $76,030 |
| 2025 | $1,666.00 (+16.83%) | $91,670 Land $15,640 Building $76,030 | $91,670 Land $15,640 Building $76,030 |
| 2024 | $1,426.00 | ||
| 2023 | $70,480 Land $9,780 Building $60,700 | $70,480 Land $9,780 Building $60,700 | |
| 2021 | $1,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 W 2nd St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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