Lorain County property record for 425 Ridgewater Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | Individual Name on File |
| Last Sale | $302,900 (Aug 2024) |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-017-102-143 |
| Primary APN | 06-24-017-102-143 |
|---|
| Year Built | Built 2024 |
|---|
| Street Address | 425 RIDGEWATER DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE WATER SUB #3 70 X 127.49 |
| Legal Subdivision | RIDGE WATER SUB 3 |
| Legal Block | 102 |
| Legal Lot Number | 95 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 70902 |
Source: Lorain County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 23, 2024 | Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| May 28, 2024 | Warranty Deed, Transfer GUARDIAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on File |
| Deed Sale | Aug 23, 2024 · Amount on File |
| Prior Sale | May 28, 2024 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 23, 2024 |
| Property Address | 425 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000023943 |
| Map Reference | VOL 113 PG 95 |
| Instrument Date | Aug 9, 2024 |
| Instrument | 2024-0023943 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000023944 |
|---|---|
| Date | Aug 23, 2024 |
| Instrument | 2024-0023944 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 28, 2024 |
| Property Address | 425 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000014302 |
| Map Reference | VOL 113 PG 95-98 |
| Instrument Date | May 9, 2024 |
| Instrument | 2024-0014302 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272 |
| Investor | Possibly a Property Investor |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,611.00 (+25%) | $76,270 (+395.26%) Land $19,250 Building $57,020 | $217,920 (+395.27%) Land $55,000 Building $162,920 |
| 2024 | $746.00 | $15,400 Land $15,400 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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