Lorain County property record for 421 Ridgewater Dr, Elyria, OH 44035 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | 2 Individual Names on File |
| Last Sale | $339,100 (May 2025) |
| Tax Bill | $4,844 (2025) |
| Deeds & Mortgages | May 2025 Transfer May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-017-102-144 |
| Primary APN | 06-24-017-102-144 |
|---|
| Year Built | Built 2024 |
|---|
| Street Address | 421 RIDGEWATER DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE WATER SUB #3 70 X 129 |
| Legal Subdivision | RIDGE WATER SUB 3 |
| Legal Block | 102 |
| Legal Lot Number | 96 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 70902 |
Source: Lorain County records · APN 06-24-017-102-144
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 19, 2025 | Transfer on Death Deed, Transfer |
| May 19, 2025 | Survivorship Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jul 12, 2024 | Warranty Deed, Transfer GUARDIAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2024 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 19, 2025 |
| Property Address | 421 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000053041 |
| Map Reference | VOL 113 PG 95 |
| Instrument Date | May 15, 2025 |
| Instrument | 2025-0053041 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 19, 2025 |
| Property Address | 421 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000053039 |
| Map Reference | VOL 113 PG 95 |
| Instrument Date | May 06, 2025 |
| Instrument | 2025-0053039 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 421 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000053040 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025-0053040 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 12, 2024 |
| Property Address | 421 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000019393 |
| Map Reference | VOL 113 PG 95-98 |
| Instrument Date | Jun 05, 2024 |
| Instrument | 2024-0019393 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272 |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (+549.33%) | $97,980 (+536.23%) Land $19,250 Building $78,730 | $279,950 (+536.25%) Land $55,000 Building $224,950 |
| 2024 | $746.00 | $15,400 Land $15,400 | $44,000 Land $44,000 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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