506 Ridgewater Dr, Elyria, OH 44035 Property Records

Lorain County property record for 506 Ridgewater Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,377 sqft Living Area
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$283,115 (2023)
Tax Bill$4,228.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-017-102-132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,377 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area21 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address506 RIDGEWATER DR
CityELYRIA
StateOH
Zip44035-4414
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGE WATER SUB NO 1 44.51 X 134.44
Legal Lot Number81
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1000
Census Tract70902

Owner

Source: Lorain County records · APN 06-24-017-102-132

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address506 RIDGEWATER DR, ELYRIA, OH 44035-4414
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Sep 18, 2023Warranty Deed, Transfer
GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleSep 18, 2023 · Amount on Record
Deed Doc Number2023006678
Record RefreshedJun 08, 2026

December 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateDec 15, 2023
Property Address506 RIDGEWATER DR, ELYRIA, OH 44035-4414
Document Number0000938744
Map ReferenceVOL 110 PG 77
Instrument DateDec 08, 2023
Instrument2023-0938744
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6802 W SNOWVILLE RDE, BRECKSVILLE, OH 44141

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 RIDGEWATER DR, ELYRIA, OH 44035-4414

Mortgage

Document Number0000938745
DateDec 15, 2023
Instrument2023-0938745
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 18, 2023
Property Address506 RIDGEWATER DR, ELYRIA, OH 44035
Document Number0000929570
Map ReferenceVOL 110 PG 77
Instrument DateAug 31, 2023
Instrument2023-0929570
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,228.00$89,780 (+%) Land $22,750 Building $67,030$256,510 (-) Land $65,000 Building $191,510
2024$4,228.00 (+501.42%)$89,779 (+612.53%) Land $22,750 Building $67,029$256,510 (+612.53%) Land $65,000 Building $191,510
2023$703.00 (+0.29%)$12,600 (-) Land $12,600$36,000 (-) Land $36,000
2022$701.00$12,600 Land $12,600
2021$36,000 Land $36,000

Flood & Wildfire

506 Ridgewater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 22nd in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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