503 Ridgewater Dr, Elyria, OH 44035 Property Records

Lorain County property record for 503 Ridgewater Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,350 sqft Living Area
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$287,330 (2023)
Tax Bill$4,923.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-017-102-136

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,350 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Exterior Amenities

Deck Area96 sqft Deck
Patio Area465 sqft Patio
PorchOpen Porch
Porch Area21 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address503 RIDGEWATER DR
CityELYRIA
StateOH
Zip44035-4414
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGE WATER SUB NO 1 137.29 X 160
Legal Lot Number85
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1001
Census Tract70902

Owner

Source: Lorain County records · APN 06-24-017-102-136

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address503 RIDGEWATER DR, ELYRIA, OH 44035-4414
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 07, 2023Limited Warranty Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC
Nov 10, 2022Warranty Deed, Transfer
GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2023 · Amount on Record
Deed SaleMar 07, 2023 · Amount on Record
Prior SaleNov 10, 2022 · Amount on Record
Deed Doc Number2023001103
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address503 RIDGEWATER DR, ELYRIA, OH 44035-4414
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 RIDGEWATER DR, ELYRIA, OH 44035-4414

Mortgage

Document Number0000913689
DateApr 26, 2023
Instrument2023-0913689
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 06, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateMar 07, 2023
Property Address503 RIDGEWATER DR, ELYRIA, OH 44035-4414
Document Number0000908698
Map ReferenceVOL 110 PG 77
Instrument DateFeb 17, 2023
Instrument2023-0908698
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 RIDGEWATER DRIVE, ELYRIA, OH 44035-4414

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 10, 2022
Property Address503 RIDGEWATER DR, ELYRIA, OH 44035-4414
Document Number0000898163
Map ReferenceVOL 110 PG 77
Instrument DateOct 26, 2022
Instrument2022-0898163
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,923.00$104,550 (+14.89%) Land $22,750 Building $81,800$298,710 (+14.89%) Land $65,000 Building $233,710
2024$4,923.00 (+600.28%)$91,000 (+622.22%) Land $22,750 Building $68,250$260,000 (+622.22%) Land $65,000 Building $195,000
2023$703.00 (+0.29%)$12,600 (-) Land $12,600$36,000 (-) Land $36,000
2022$701.00$12,600 Land $12,600
2021$36,000 Land $36,000

Flood & Wildfire

503 Ridgewater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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