Lorain County property record for 409 Ridgewater Dr, Elyria, OH 44035 · Last verified May 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Last Sale | $364,900 (2026) |
| Primary APN | 06-24-017-102-221 |
|---|
| Street Address | RIDGEWATER DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | RIDGE WATER SUB #6 70 X 133.56 |
| Legal Subdivision | RIDGE WATER SUB 6 |
| Legal Block | 102 |
| Legal Lot Number | 171 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 70902 |
Source: Lorain County records · APN 06-24-017-102-221
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed · Conventional Mortgage NVT MORTGAGE FINANCE INC |
| Dec 16, 2025 | Warranty Deed, Transfer GUARDIAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Dec 16, 2025 · Amount on Record |
| Deed Doc Number | 202692423 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 20, 2026 |
| Property Address | 409 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000092423 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 2026.92423 |
| Record Updated | May 04, 2026 |
| Title Company | RL TITLE AGENCY, NVR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,419.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000092424, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.92424 |
| Name | NVT MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 16, 2025 |
| Property Address | 409 RIDGEWATER DR, ELYRIA, OH 44035-4467 |
| Document Number | 0000079105 |
| Map Reference | VOL 116 PG 45&46 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025-0079105 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272 |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761.00 | $15,400 (-) Land $15,400 | $44,000 (-) Land $44,000 |
| 2024 | $761.00 | $15,400 Land $15,400 | $44,000 Land $44,000 |
409 Ridgewater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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