Chesapeake City property record for 413 Regency St, Chesapeake, VA 23320
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $792,752 (Jan 2026) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Line of Credit |
| APN | 0394004000120 |
| Primary APN | 0394004000120 |
|---|
| Lot Area | 9,670 sqft (0.222 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 413 REGENCY ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6156 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 12 HAVEN AT CENTERVILLE PH TWO 0.222AC |
| Legal Subdivision | CAMDEN HAVEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20804 |
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Deed Document Number | 20261651 |
| Deed Book / Page | 10937 / 441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 413 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2557 ALLIE NICOLE CIR, VIRGINIA BEACH, VA 23456-7013 |
| Document Number | 010937/444 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 10937/444 |
| Instrument | 260001652 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 413 REGENCY ST, CHESAPEAKE, VA 23320-6156 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010730/490 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 10730/490 |
| Instrument | 240003920 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,869.00 | $185,000 Land $185,000 | $185,000 Land $185,000 |
| 2024 | $1,869.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 87% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
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