425 Rafael Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 425 Rafael Dr, Elverta, CA 95626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 1980
Lot Size0.24 acres (10,440 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Jul 2011)
Tax Bill$1,453 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN202-0254-002-0000

Property Details

APN / Parcel Number

Primary APN202-0254-002-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,857 sqft Living Area
1st Floor Area1,305 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,440 sqft (0.24 acres)
Garage Area457 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address425 RAFAEL DR
CityELVERTA
StateCA
Zip95626-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionRANCHO ELVERTA 02, LOT 70
Legal SubdivisionRANCHO ELVERTA 02
Legal Lot Number70
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1009
Census Tract7206

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 RAFAEL DR, ELVERTA, CA 95626-9544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2011 · Amount on Record
Deed SaleJul 29, 2011 · Amount on Record
Prior SaleJul 20, 2010 · Amount on Record
Deed Book / Page20110729 / 430
Last Transfer DateJun 10, 2015
Transfer Doc0000000631
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address425 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number2009230551
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number2009230551
DateSep 23, 2020
Instrument2009230551
Lender
NameALLY BK
TypeBank
AddressCHARLOTTE, NC 28202-2028
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 22, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Secondary School DistrictTwin Rivers Unified School District (9-12) (09 - 12)
Elementary School DistrictElverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$134,510 (+2%) Land $115,297 Building $19,213
2025$1,453.00 (+7.07%) Homeowner's exemption$131,874 (+4.04%) Land $113,037 Building $18,837
2024$1,357.00 (-1.24%)
2023$1,374.00 (+4.09%) Homeowner's exemption$126,755 Land $108,649 Building $18,106
2022$1,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims16 (1982–1995)
Claims Outside the SFHA5 of 16
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIO LINDA/ELVERTA COMMUNITY WATER DIST
serves 15,460 people · EPA ID CA3410018
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
UnWired Broadband Holding
Fixed Wireless
400 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: DigitalPath.

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