Sacramento County property record for 424 Rafael Dr, Elverta, CA 95626 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1977 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jan 2020) |
| Tax Bill | $4,159 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 202-0252-004-0000 |
| Primary APN | 202-0252-004-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 RAFAEL DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHO ELVERTA 02, LOT 68 |
| Legal Subdivision | RANCHO ELVERTA 02 |
| Legal Lot Number | 68 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7206 |
Source: Sacramento County records · APN 202-0252-004-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 214, CARMICHAEL, CA 95609-0214 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS BK |
| Jan 14, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on Record |
| Deed Sale | Jan 14, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2011 · Amount on Record |
| Deed Book / Page | 20200114 / 1303 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0000001350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 424 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2011121218 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 2011121218 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2011121218 |
| Name | CALIFORNIA LOAN ASSOCIATES INC CALIFORNIA LOAN ASSOCIATES INC |
|---|---|
| Type | Bank |
| Address | ROCKLIN, CA 95765 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 424 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2010281212 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 2010281212 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2010281212 |
| Name | FIRST SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 14, 2020 |
| Property Address | 424 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2001141303 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 2001141303 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 214 CARMICHAEL CA 956090214, CARMICHAEL, CA 95609-0214 |
| Document Number | 2001141304 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2001141304 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $368,113 (+2%) Land $89,237 Building $278,876 | |
| 2025 | $4,159.00 (+7%) | $360,896 (+4.04%) Land $87,488 Building $273,408 |
| 2024 | $3,887.00 (-1.37%) | |
| 2023 | $3,941.00 (+4.01%) | $346,885 Land $84,092 Building $262,793 |
| 2022 | $3,789.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670072061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1982–1995) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Mar 1995, rainfall accumulation, Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 59% of the US · above 35% of California |
|---|---|
| Wildfire Likelihood | About 1 in 585 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Zeta Broadband | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Succeed.Net | Fixed Wireless (unlicensed) | 100 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.
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