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407 Rafael Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 407 Rafael Dr, Elverta, CA 95626 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,243 sqft · built 1980
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Oct 1993)
Tax Bill$2,162 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN202-0254-005-0000

Property Details

APN / Parcel Number

Primary APN202-0254-005-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,243 sqft Living Area
1st Floor Area1,243 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address407 RAFAEL DR
CityELVERTA
StateCA
Zip95626-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO ELVERTA 02, LOT 73
Legal SubdivisionRANCHO ELVERTA 02
Legal Lot Number73
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1009
Census Tract7206

Owner

Source: Sacramento County records · APN 202-0254-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 RAFAEL DR, ELVERTA, CA 95626-9544
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 22, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 1993 · Amount on Record
Deed SaleOct 29, 1993 · Amount on Record
Deed Book / Page931029 / 2913
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address407 RAFAEL DR, ELVERTA, CA 95626-9544
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 RAFAEL DR, ELVERTA, CA 95626-9544

Mortgage

Document Number2021102901014
DateOct 29, 2021
Instrument2021102901014
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address407 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number2010132440
Instrument DateOct 07, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number2010132440
DateOct 13, 2020
Instrument2010132440
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address407 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number1801300760
Instrument DateJan 22, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number1801300760
DateJan 30, 2018
Instrument1801300760
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Secondary School DistrictTwin Rivers Unified School District (9-12) (09 - 12)
Elementary School DistrictElverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$190,665 (+2%) Land $51,990 Building $138,675
2025$2,162.00 (+6.98%)$186,927 (+4.04%) Land $50,971 Building $135,956
2024$2,021.00 (-1.37%)
2023$2,049.00 (+4.01%)$179,671 Land $48,993 Building $130,678
2022$1,970.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670072061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims16 (1982–1995)
Claims Outside the SFHA5 of 16
Most Recent ClaimMar 1995, rainfall accumulation, Severe Winter Storms, Flooding Landslides, Mud Flow
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Zeta BroadbandFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
DigitalPathFixed Wireless200 / 20
Succeed.NetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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