Sacramento County property record for 400 Rafael Dr, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,203 sqft · built 1984 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2021) |
| Tax Bill | $5,782 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2023 Mortgage + 7 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 202-0253-001-0000 |
| Primary APN | 202-0253-001-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,203 sqft Living Area |
| 1st Floor Area | 1,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 RAFAEL DR |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | RANCHO ELVERTA 02, LOT 77 |
| Legal Subdivision | RANCHO ELVERTA 02 |
| Legal Lot Number | 77 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 7206 |
Source: Sacramento County assessment roll, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Nov 23, 2021 | Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMERCE HM MTG |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG |
| Feb 8, 2019 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Sep 28, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | 20211534 |
| Deed Book / Page | 20211123 / 1534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 0000000497 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 202402270497 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 0000000600 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023030600600 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 0000000337 |
|---|---|
| Date | Mar 24, 2025 |
| Instrument | 202503240337 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 0000000419 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 202509020419 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 23, 2021 |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2021112301534 |
| Map Reference | MB 68 MAP 9 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021112301534 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2021112301535 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021112301535 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 2010132384 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 400 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 2010132384 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2010132384 |
| Name | COMMERCE HM MTG |
|---|---|
| Address | IRVINE, CA 92606 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 1912130458 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 400 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 1912130458 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 1912130458 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 8, 2019 |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 1902080629 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 1902080629 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 400 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 1902080630 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 1902080630 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 28, 2017 |
| Property Address | 400 RAFAEL DR, ELVERTA, CA 95626-9543 |
| Document Number | 1709281109 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 1709281109 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 400 RAFAEL DR ELVERTA CA 956269543, ELVERTA, CA 95626-9543 |
| Document Number | 1709281110 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 1709281110 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $519,565 (+2%) Land $86,593 Building $432,972 | |
| 2025 | $5,782.00 (+7.05%) Homeowner's exemption | $509,379 (+4.04%) Land $84,896 Building $424,483 |
| 2024 | $5,401.00 (-1.35%) | |
| 2023 | $5,475.00 (+4.07%) Homeowner's exemption | $489,600 Land $81,600 Building $408,000 |
| 2022 | $5,261.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1982–1995) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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