419 Rafael Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 419 Rafael Dr, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$436,000 (Mar 2023)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`202-0254-003-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0254-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,268 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	419 RAFAEL DR
City	ELVERTA
State	CA
Zip	95626-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RANCHO ELVERTA 02, LOT 71
Legal Subdivision	RANCHO ELVERTA 02
Legal Lot Number	71
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1009
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 28, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Nov 27, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Oct 17, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Book / Page	20230328 / 571
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	10170000001775
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002235
Date	Feb 2, 2021
Instrument	202102022235

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2023
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number	0000000571
Map Reference	MB 68 MAP 9
Instrument Date	Mar 22, 2023
Instrument	2023032800571
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RAFAEL DR, ELVERTA, CA 95626-9544

Mortgage

Document Number	0000000572
Date	Mar 28, 2023
Instrument	2023032800572

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 27, 2019
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number	1911270964
Instrument Date	Nov 20, 2019
Instrument	1911270964
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	419 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number	1911270965
Date	Nov 27, 2019
Instrument	1911270965

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 27, 2019
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number	1911270963
Instrument Date	Nov 15, 2019
Instrument	1911270963
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	419 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number	1806261209
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number	1806261209
Date	Jun 26, 2018
Instrument	1806261209

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2017
Property Address	419 RAFAEL DR, ELVERTA, CA 95626-9544
Document Number	1710171775
Instrument Date	Oct 10, 2017
Instrument	1710171775
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 RAFAEL DR ELVERTA CA 956269544, ELVERTA, CA 95626-9544

Mortgage

Document Number	1710171776
Date	Oct 17, 2017
Instrument	1710171776

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,685 (+2%) Land $116,732 Building $345,953
2025	$5,223.00 (+7.03%)	$453,614 (+30.77%) Land $114,444 Building $339,170
2024	$4,880.00 (+23.8%)
2023	$3,942.00 (+4.04%)	$346,885 Land $84,092 Building $262,793
2022	$3,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Nearby Properties on Rafael Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures