425 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 425 Morris Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,237 sqft · built 1960
Lot Size0.391 acres (17,027 sqft)
OwnerCompany Name on Record
Last Sale$236,500 (Aug 2022)
Tax Bill$2,389 (2025)
Deeds & MortgagesAug 2022 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN027-30-00-188.00

Property Details

APN / Parcel Number

Primary APN027-30-00-188.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,237 sqft Finished Area
Gross Area3,345 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area17,027 sqft (0.391 acres)
Lot Dimensions136 ft deep x 125 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address425 MORRIS RD
CityCOVINGTON
StateKY
Zip41011-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEYERIDGE SEC 2 LOTS 6-7 125.19'X 136'
Legal SubdivisionMEYERIDGE
Legal Phase2
Legal Lot Number6-7
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address425 MORRIS RD, COVINGTON, KY 41011-1839
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2022Intrafamily Transfer, Transfer
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2022 · Amount on Record
Deed SaleAug 8, 2022 · Amount on Record
Deed Document Number2022107
Deed Book / Page181 / 740
Prior Transfer DateAug 2, 2022
Prior Transfer Doc0005900107
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateAug 8, 2022
Property Address425 MORRIS RD, COVINGTON, KY 41011-1839
Document Number0005900107
Book / Page181 / 740
Map ReferencePG 716
Instrument DateAug 3, 2022
Instrument22080805900107
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address425 MORRIS RD, 425, FT WRIGHT, KY 41011-1839

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address425 MORRIS RD, COVINGTON, KY 41011-1839

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address425 MORRIS RD, COVINGTON, KY 41011-1839
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900114
DateMar 31, 2021
Book Page193/118
Instrument21033105900114
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,200 (-) Land $45,000 Building $245,200$290,200 (-) Land $45,000 Building $245,200
2025$2,389.00 (+17.92%) Homeowner's exemption$290,200 (+22.71%) Land $45,000 Building $245,200$290,200 (+22.71%) Land $45,000 Building $245,200
2023$2,026.00 Homeowner's exemption$236,500 Land $30,000 Building $206,500$236,500 Land $30,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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