418 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 418 Morris Rd, Fort Wright, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,770 sqft · built 2001
Lot Size	0.619 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (May 2017)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-30-04-037.01`

Property Details

APN / Parcel Number

Primary APN	`027-30-04-037.01`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Finished Area
Gross Area	3,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	285 ft deep x 20 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0273004037.01
Street Address	418 MORRIS RD
City	FT WRIGHT
State	KY
Zip	41011-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMSTERDAM WOODS SEC 1 LOT 1
Legal Subdivision	AMSTERDAM WOODS
Legal Phase	1
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

Source: Kenton County records · APN 027-30-04-037.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 MORRIS RD, FT WRIGHT, KY 41011-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Aug 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL S&L ASSN/CLEVELAND
May 22, 2017	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Apr 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Nov 26, 2001 · Amount on Record
Deed Document Number	0006164165
Deed Book / Page	6164 / 165
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 16, 2026
Property Address	418 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000015002
Book / Page	459 / 792
Instrument Date	Jun 20, 2026
Instrument	202615002
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 MORRIS RD, COVINGTON, KY 41011-1840

Mortgage

Document Number	0000015002,
Date	Jul 16, 2026
Book Page	459/792
Instrument	202615002

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	418 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000000123
Instrument Date	Aug 06, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	418 MORRIS RD COVINGTON KY 410111840, COVINGTON, KY 41011-1840

Mortgage

Document Number	0000000123
Date	Aug 13, 2020
Book Page	000M82/000392
Instrument	123

Lender

Name	FEDERAL S&L ASSN/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 22, 2017
Property Address	418 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000000134
Book / Page	0C6164 / 000165
Instrument Date	May 15, 2017
Instrument	134
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CUESTA TITLE COMPANY, STEWART TITLE/WICHITA FALLS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$329.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 MORRIS RD COVINGTON KY 410111840, COVINGTON, KY 41011-1840

Mortgage

Document Number	136
Date	May 22, 2017
Book Page	0C6164/000172
Instrument	136

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	418 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000000286
Book / Page	0C6139 / 000061
Instrument Date	Apr 05, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 MORRIS RD COVINGTON KY 410111840, COVINGTON, KY 41011-1840

Mortgage

Document Number	0000000286
Date	Apr 18, 2017
Book Page	0C6139/000061
Instrument	286

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	1.99%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,460.00 (-4.5%)	$349,200 (+2.74%) Land $50,000 Building $299,200	$349,200 (+2.74%) Land $50,000 Building $299,200
2023	$3,623.00	$339,900 Land $50,000 Building $289,900	$339,900 Land $50,000 Building $289,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170648001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993, alluvial fan flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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