420 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 420 Morris Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,882 sqft · built 1954
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$249,700 (Jun 2021)
Tax Bill$2,474 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-30-00-205.00

Property Details

APN / Parcel Number

Primary APN027-30-00-205.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,882 sqft Finished Area
Gross Area2,197 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address420 MORRIS RD
CityCOVINGTON
StateKY
Zip41011-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60X125FT ES MORRIS RD 120FT N OF LOT 10 MEYERIDGE
Legal SubdivisionMEYERIDGE
Legal Lot Number10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 MORRIS RD, COVINGTON, KY 41011-1840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Mar 3, 2017Warranty Deed, Transfer
LAWYERS TITLE, LAWYERS TITLE CINCINNATI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleMar 3, 2017 · Amount on Record
Deed Document Number20215900041
Deed Book / Page99 / 653
Prior Transfer DateJan 26, 2005
Prior Transfer Doc0005900116
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address420 MORRIS RD, COVINGTON, KY 41011-1840
Transaction TypeMortgage
Record UpdatedJun 29, 2022
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 MORRIS RD, COVINGTON, KY 41011-1840

Mortgage

Document Number0005900167
DateJun 13, 2022
Book Page379/167
Instrument22061305900167
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 23, 2021
Property Address420 MORRIS RD, COVINGTON, KY 41011-1840
Document Number0005900041
Book / Page99 / 653
Instrument DateJun 21, 2021
Instrument21062305900041
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address420 MORRIS RD, 420, COVINGTON, KY 41011-1840

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address420 MORRIS RD, COVINGTON, KY 41011-1840

Mortgage

Document Number0005900042
DateJun 23, 2021
Instrument21062305900042
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 3, 2017
Property Address420 MORRIS RD, COVINGTON, KY 41011-1840
Document Number0000000328
Book / Page0C6107 / 000319
Instrument DateFeb 23, 2017
Instrument328
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyLAWYERS TITLE, LAWYERS TITLE CINCINNATI

Transaction

AmountAmount Recorded
Tax$204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address420 MORRIS RD COVINGTON KY 410111840, COVINGTON, KY 41011-1840

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,700 (-) Land $45,000 Building $204,700$249,700 (-) Land $45,000 Building $204,700
2025$2,474.00 (-7.03%)$249,700 (-) Land $45,000 Building $204,700$249,700 (-) Land $45,000 Building $204,700
2023$2,661.00$249,700 Land $30,000 Building $219,700$249,700 Land $30,000 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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