426 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 426 Morris Rd, Fort Wright, KY 41011 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 1959
Lot Size	0.365 acres (15,906 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2026)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-30-04-041.00`

Property Details

APN / Parcel Number

Primary APN	`027-30-04-041.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Lot Area	15,906 sqft (0.365 acres)
Lot Dimensions	144 ft deep x 110 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	426 MORRIS RD
City	COVINGTON
State	KY
Zip	41011-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEYERIDGE SEC 2 LOTS 2-3 110'X 144.6'
Legal Subdivision	MEYERIDGE
Legal Phase	2
Legal Lot Number	2-3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

Source: Kenton County records · APN 027-30-04-041.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 MORRIS RD, COVINGTON, KY 41011-1840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Feb 10, 2026	Intrafamily Transfer, Transfer
Dec 23, 2025	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2026 · Amount on Record
Deed Sale	Aug 05, 2026 · Amount on Record
Prior Sale	Dec 23, 2025 · Amount on Record
Deed Document Number	2026080517318
Deed Book / Page	474 / 185
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0000002693
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 05, 2026
Property Address	426 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000017318
Book / Page	474 / 185
Instrument Date	Jul 30, 2026
Instrument	202617318
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	426 MORRIS RD, COVINGTON, KY 41011-1840

Mortgage

Document Number	0000017319,
Date	Aug 05, 2026
Book Page	474/189
Instrument	2026080517319

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 10, 2026
Property Address	426 MORRIS RD, FT WRIGHT, KY 41011-1840
Document Number	0000002693
Book / Page	389 / 459
Map Reference	PG 716
Instrument Date	Feb 10, 2026
Instrument	26059000002693
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 FORT HENRY DR, FT WRIGHT, KY 41011-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FORT HENRY DR, FT WRIGHT, KY 41011-1864

December 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 23, 2025
Property Address	426 MORRIS RD, FT WRIGHT, KY 41011-1840
Document Number	0005900146
Book / Page	KC 382 / 209
Map Reference	PG 716
Instrument Date	Dec 08, 2025
Instrument	25122305900146
Transaction Type	Foreclosure
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FORT HENRY DR, FT WRIGHT, KY 41011-1864

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,521.00 (+41.23%)	$254,400 (+51.88%) Land $45,000 Building $209,400	$254,400 (+51.88%) Land $45,000 Building $209,400
2023	$1,785.00	$167,500 Land $30,000 Building $137,500	$167,500 Land $30,000 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170648001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993, alluvial fan flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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