436 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 436 Morris Rd, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,128 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Owner Names on File
Last Sale	$189,221 (Feb 2011)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-30-00-215.00`

Property Details

APN / Parcel Number

Primary APN	`027-30-00-215.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 59 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0273000215.00
Street Address	436 MORRIS RD
City	FT WRIGHT
State	KY
Zip	41011-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WOODS SEC 1 LOT 2
Legal Subdivision	NORTH WOODS
Legal Phase	1
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

Source: Kenton County assessment roll, APN 027-30-00-215.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	436 MORRIS RD, FT WRIGHT, KY 41011-1840
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2011 · Amount on Record
Deed Sale	Feb 14, 2011 · Amount on Record
Prior Sale	Jul 05, 1995 · Amount on Record
Deed Document Number	0004515178
Deed Book / Page	4515 / 178
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	436 MORRIS RD, COVINGTON, KY 41011-1840
Document Number	0000000235
Instrument Date	Oct 05, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 MORRIS RD COVINGTON KY 410111840, COVINGTON, KY 41011-1840

Mortgage

Document Number	0000000235
Date	Oct 13, 2020
Book Page	00M111/000495
Instrument	235

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	BECKETT RIDGE, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+37.95%)	$334,600 (+48.38%) Land $45,000 Building $289,600	$334,600 (+48.38%) Land $45,000 Building $289,600
2023	$2,403.00	$225,500 Land $45,000 Building $180,500	$225,500 Land $45,000 Building $180,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170648001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993 · alluvial fan flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 304 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.