417 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 417 Graphite Trl, Chesapeake, VA 23320

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 3 ba · 2,564 sqft · built 2019
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on File
Tax Bill$3,731 (2019)
Deeds & MortgagesSep 2022 Refinance
Aug 2020 Mortgage
+ 1 more
APN0394002000600

Property Details

APN / Parcel Number

Primary APN0394002000600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,564 sqft Total Area
Gross Area2,964 sqft
1st Floor Area1,276 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,106 sqft (0.232 acres)
Garage TypeAttached
Garage Area400 sqft
Pool Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address417 GRAPHITE TRL
CityCHESAPEAKE
StateVA
Zip23320-3449
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR10S: RESIDENTIAL
Legal Description60 FIELDSTONE PH 3
Legal SubdivisionFIELDSTONE, CAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records · APN 0394002000600

Assessment roll updated August 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address417 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
USAA FEDERAL SAVINGS BANK
Aug 11, 2020Deed of Trust, Mortgage · VA Mortgage
TIDEWATER HOME FUNDING LLC
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2022
Deed SaleOct 20, 2022
Deed Document Number0010611981
Deed Book / Page10043 / 318
Prior Transfer DateAug 12, 2019
Prior Transfer Doc190020893
Record UpdatedJun 07, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address417 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction TypeMortgage
Record UpdatedOct 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010602/611
DateSep 19, 2022
Book Page10602/611
Instrument220029296
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeFixed Rate
Rate4.75%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address417 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010197/237
DateAug 11, 2020
Book Page10197/237
Instrument200027188
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 12, 2019
Property Address417 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number10043/318
Book / Page10043 / 318
Instrument DateAug 09, 2019
Instrument190020893
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number190020894
DateAug 12, 2019
Instrument190020894
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$544,900 Land $175,000 Building $369,900$544,900 Land $175,000 Building $369,900
2019$3,731.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 64% of the US · above 92% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Starlink
Satellite
280 / 30

Based on FCC filings for 213 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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