Iredell County property record for 425 Gardner Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,693 sqft · built 2005 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2010) |
| Tax Bill | $3,076 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-91-2936.000 |
| Primary APN | 3774-91-2936.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,693 sqft Heated Area |
| Gross Area | 3,892 sqft |
| 1st Floor Area | 1,693 sqft |
| Basement Area | 1,151 sqft |
| Finished Basement | 1,116 sqft |
| Unfinished Basement | 35 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 498 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77472464 |
|---|---|
| Street Address | 425 GARDNER POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L6 RIVERWALK REV PB 32-85 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 91 |
| Legal Lot Number | 6 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
425 Gardner Point Dr is owned by two individuals who bought it in July 2010.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7286 AQUA ISLE DR, CLAY, MI 48001-4200 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2010 · Amount on File |
| Deed Sale | Jul 15, 2010 · Amount on File |
| Deed Book / Page | 2072 / 609 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 425 Gardner Point Dr was $3,076.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,190 (-) Land $148,750 Building $362,440 | $511,190 (-) Land $148,750 Building $362,440 | |
| 2025 | $3,076.00 | $511,190 (-) Land $148,750 Building $362,440 | $511,190 (-) Land $148,750 Building $362,440 |
| 2024 | $3,076.00 | $511,190 (-) Land $148,750 Building $362,440 | $511,190 (-) Land $148,750 Building $362,440 |
| 2023 | $3,076.00 (+20.82%) | $511,190 (+28.99%) Land $148,750 Building $362,440 | $511,190 (+28.99%) Land $148,750 Building $362,440 |
| 2022 | $2,546.00 | $396,290 Land $148,750 Building $247,540 | $396,290 Land $148,750 Building $247,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Gardner Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Gardner Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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