Iredell County property record for 416 Gardner Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,500 sqft · built 2010 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jun 2005) |
| Tax Bill | $2,209 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-92-0581.000 |
| Primary APN | 3774-92-0581.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 96,268 sqft (2.21 acres) |
| Lot Width | 253 ft Width |
| Garage Type | Detached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77440569 |
|---|---|
| Street Address | 416 GARDNER POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L1-2 RIVERWALK SEC 7 PB 27-141-142 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 92 |
| Legal Lot Number | 1-2 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
416 Gardner Point Dr is owned and occupied by two individuals who bought it in June 2005.
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 GARDNER POINT DR, STONY POINT, NC 28678-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2005 · Amount on File |
| Deed Sale | Jun 30, 2005 · Amount on File |
| Prior Sale | Jan 1, 1997 · Amount on File |
| Deed Book / Page | 1659 / 237 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 416 Gardner Point Dr was $2,209.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,390 (-) Land $85,000 Building $279,390 | $364,390 (-) Land $85,000 Building $279,390 | |
| 2025 | $2,209.00 | $364,390 Land $85,000 Building $279,390 | $364,390 Land $85,000 Building $279,390 |
| 2023 | $2,197.00 (+25.83%) | $362,370 (+34.49%) Land $85,000 Building $277,370 | $362,370 (+34.49%) Land $85,000 Building $277,370 |
| 2022 | $1,746.00 | $269,440 Land $85,000 Building $184,440 | $269,440 Land $85,000 Building $184,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Gardner Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Gardner Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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