417 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 417 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Mar 2019)
Tax Bill	$300 (2025)
Deeds & Mortgages	Mar 2019 Sale & Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-92-3219.000`

Property Details

APN / Parcel Number

Primary APN	`3774-92-3219.000`
Alternative APN	`80060888`

Exterior

Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Account Number	80060888
Street Address	417 GARDNER POINT DR
City	STONY POINT
State	NC
Zip	28678-9039
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	L7 RIVERWALK SEC 7 PB 27-141 142
Legal Subdivision	RIVERWALK
Legal Block	92
Legal Lot Number	7
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

417 Gardner Point Dr, residential vacant land, is owned by an individual who bought it in March 2019.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	BURLINGTON, NC 27215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on File
Deed Sale	Mar 5, 2019 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Book / Page	2605 / 1570
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 5, 2019
Property Address	417 GARDNER POINT DR, STONY POINT, NC 28678-9039
Document Number	26051570
Book / Page	002605 / 001570
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 ARDEN ST BURLINGTON NC 272156889, BURLINGTON, NC 27215-6889

Mortgage

Document Number	26051573
Date	Mar 5, 2019
Book Page	002605/001573

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 14, 2018
Property Address	417 GARDNER POINT DR, STONY POINT, NC 28678-9039
Document Number	25542380
Book / Page	002554 / 002380
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 ARDEN ST BURLINGTON NC 272156889, BURLINGTON, NC 27215-6889

Mortgage

Document Number	25542383
Date	May 14, 2018
Book Page	002554/002383

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	TAYLORSVILLE, NC 28681-2326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 417 Gardner Point Dr was $300.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,000 (-) Land $51,000	$51,000 (-) Land $51,000
2025	$300.00	$51,000 Land $51,000	$51,000 Land $51,000
2023	$300.00	$51,000 Land $51,000	$51,000 Land $51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Gardner Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Gardner Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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