Iredell County property record for 421 Gardner Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,388 sqft · built 2000 |
| Lot Size | 1.11 acres (48,569 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (May 1999) |
| Tax Bill | $4,240 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-92-1004.000 |
| Primary APN | 3774-92-1004.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,388 sqft Heated Area |
| Gross Area | 7,954 sqft |
| 1st Floor Area | 2,456 sqft |
| Basement Area | 2,470 sqft |
| Unfinished Basement | 2,470 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 48,569 sqft (1.11 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 776 sqft |
| Deck Area | 192 sqft |
| Patio Area | 896 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77402056 |
|---|---|
| Street Address | 421 GARDNER POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L5 RIVERWALK REV 32-85 S 7 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 92 |
| Legal Lot Number | 5 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 GARDNER POINT DR, STONY POINT, NC 28678-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 1999 · Amount on Record |
| Deed Sale | May 17, 1999 · Amount on Record |
| Prior Sale | Apr 1, 1995 |
| Deed Document Number | 19991579 |
| Deed Book / Page | 1141 / 955 |
| Record Updated | Oct 29, 2026 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,590 (-) Land $102,000 Building $606,590 | $708,590 (-) Land $102,000 Building $606,590 | |
| 2025 | $4,240.00 | $708,590 (-) Land $102,000 Building $606,590 | $708,590 (-) Land $102,000 Building $606,590 |
| 2024 | $4,240.00 | $708,590 (-) Land $102,000 Building $606,590 | $708,590 (-) Land $102,000 Building $606,590 |
| 2023 | $4,240.00 (+15.31%) | $708,590 (+22.91%) Land $102,000 Building $606,590 | $708,590 (+22.91%) Land $102,000 Building $606,590 |
| 2022 | $3,677.00 | $576,490 Land $102,000 Building $474,490 | $576,490 Land $102,000 Building $474,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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