Iredell County property record for 403 Gardner Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,530 sqft · built 2000 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Feb 1998) |
| Tax Bill | $2,453 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-92-6327.000 |
| Primary APN | 3774-92-6327.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Heated Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,530 sqft |
| Finished Basement | 1,418 sqft |
| Unfinished Basement | 112 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 396 sqft |
| Patio Area | 176 sqft |
| Storage Building | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77402364 |
|---|---|
| Street Address | 403 GARDNER POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L10 RIVERWALK SEC 7 PB 27-141 142 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 92 |
| Legal Lot Number | 10 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61101 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 N CHURCH ST, 303, CHARLOTTE, NC 28202-1181 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 1998 · Amount on Record |
| Deed Sale | Feb 19, 1998 · Amount on Record |
| Prior Sale | Dec 1, 1996 · Amount on Record |
| Deed Document Number | 19981884 |
| Deed Book / Page | 1061 / 2107 |
| Last Transfer Date | Aug 23, 1999 |
| Transfer Doc | 0000001105 |
| Record Updated | Oct 29, 2026 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,630 (-) Land $93,500 Building $312,130 | $405,630 (-) Land $93,500 Building $312,130 | |
| 2025 | $2,453.00 | $405,630 (-) Land $93,500 Building $312,130 | $405,630 (-) Land $93,500 Building $312,130 |
| 2024 | $2,453.00 | $405,630 (-) Land $93,500 Building $312,130 | $405,630 (-) Land $93,500 Building $312,130 |
| 2023 | $2,453.00 (+23.2%) | $405,630 (+31.51%) Land $93,500 Building $312,130 | $405,630 (+31.51%) Land $93,500 Building $312,130 |
| 2022 | $1,991.00 | $308,450 Land $93,500 Building $214,950 | $308,450 Land $93,500 Building $214,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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