425 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 425 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 2,434 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$570,173 (Aug 2022)
Tax Bill$3,496 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN242009774

Property Details

APN / Parcel Number

Primary APN242009774
Alternative APN
  • R614 029 000 2321 0000

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,434 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number242009774
Street Address425 FLATWATER DR
CityBLUFFTON
StateSC
Zip29910-9365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8047 HAMPTON LAKE PH 8B PB152 P117
Legal SubdivisionHAMPTON LAKE
Legal Phase8B
Legal Lot Number8047
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2003
Census Tract2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address425 FLATWATER DR, BLUFFTON, SC 29910-9365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Dec 3, 2020Grant Deed, Transfer
HOUSING CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Document Number2022047461
Deed Book / Page4174 / 3081
Record UpdatedJun 8, 2026

August 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionBEAUFORT SC
Recording DateAug 19, 2022
Property Address425 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number0000047461
Book / Page4174 / 3081
Map ReferenceMB 152 PG 117
Instrument DateAug 16, 2022
Instrument2022047461
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,483.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address425 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number0000047462
DateAug 19, 2022
Instrument2022047462
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBEAUFORT SC
Recording DateDec 3, 2020
Property Address425 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number0000071533
Book / Page003942 / 001022
Instrument DateNov 30, 2020
Instrument71533
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,603.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743
InvestorPossibly a Property Investor

Mortgage

Document Number71534
DateDec 3, 2020
Book Page003942/001025
Instrument71534
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,496.00 (-0.06%)$22,800 (-)
2024$3,498.00 (+221.21%)$22,800 (-0.04%) Land $5,400 Building $17,400$570,000 (-) Land $135,000 Building $435,000
2023$1,089.00 (+7.93%)$22,808 (+181.58%) Land $5,400 Building $17,408$570,000 (+322.22%) Land $135,000 Building $435,000
2022$1,009.00$8,100$135,000 Land $135,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 407 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Sparklight
DSL · Fiber in parts of the area
30 / 5

May also be available: AT&T.

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