Beaufort County property record for 413 Flatwater Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,147 sqft · built 2021 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,990 (Jun 2021) |
| Tax Bill | $216 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009777 |
| Primary APN | 242009777 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,147 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242009777 |
|---|---|
| Street Address | 413 FLATWATER DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8050 HAMPTON LAKE PH 8B PB152 P117 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 8B |
| Legal Lot Number | 8050 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records · APN 242009777
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 413 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Jan 29, 2020 | Limited Warranty Deed, Transfer · Commercial Mortgage BMO HARRIS BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 0000040325 |
| Deed Book / Page | 4019 / 725 |
| Last Transfer Date | Aug 15, 2024 |
| Transfer Doc | 0000036008 |
| Record Updated | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 02, 2021 |
| Property Address | 413 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000040325 |
| Book / Page | 4019 / 725 |
| Map Reference | MB 152 PG 117 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021040325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000040326 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021040326 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 29, 2020 |
| Property Address | 413 FLATWATER DR, BLUFFTON, SC 29910-9365 |
| Document Number | 0000005122 |
| Book / Page | 3832 / 1441 |
| Map Reference | MB 152 PG 117 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2020005122 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY, JACKSONVILLE, FL 32256-3743 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005123 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020005123 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216.00 (-94.28%) | $22,540 (-23.02%) | |
| 2024 | $3,773.00 (-60.98%) | $29,280 (-) Land $6,000 Building $23,280 | $732,000 (-) Land $150,000 Building $582,000 |
| 2023 | $9,669.00 (+177.61%) | $29,280 (+49.39%) Land $6,000 Building $23,280 | $732,000 (+49.39%) Land $150,000 Building $582,000 |
| 2022 | $3,483.00 | $19,600 Land $2,400 Building $17,200 | $490,000 Land $60,000 Building $430,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cable One DSL · Fiber in parts of the area | 30 / 5 |
May also be available: AT&T.
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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