420 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 420 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	6 bd · 16 ba · 6,696 sqft · built 2022
Lot Size	0.51 acres (22,259 sqft)
Owner	Individual Name on Record
Last Sale	$294,900 (May 2021)
Tax Bill	$6,955 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242009787`

Property Details

APN / Parcel Number

Primary APN	`242009787`
Alternative APN	`R614 029 000 2334 0000`

Interior

Bedrooms	6 Beds
Full Baths	16 Baths
Half Baths	8 Half Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	6,696 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,259 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009787
Street Address	420 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8060 HAMPTON LAKE PH 8B PB152 P117
Legal Subdivision	HAMPTON LAKE
Legal Phase	8B
Legal Lot Number	8060
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 21, 2021	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
May 4, 2021	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Deed Document Number	0004007719
Deed Book / Page	4007 / 719
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	420 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065784
Date	Dec 9, 2022
Book Page	4203/2083
Instrument	2022065784

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	420 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074245
Date	Oct 21, 2021
Book Page	4074/2294
Instrument	2021074245

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 4, 2021
Property Address	420 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000032500
Book / Page	4007 / 719
Map Reference	MB 152 PG 117
Instrument Date	May 4, 2021
Instrument	2021032500
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 ANDERSON WAY, MONMOUTH JUNCTION, NJ 08852-2752

Mortgage

Document Number	0000032700
Date	May 5, 2021
Book Page	4007/1480
Instrument	2021032700

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 18, 2023

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,955.00 (-0.07%)	$42,060 (-1.01%)
2024	$6,960.00 (+3.17%)	$42,488 (-) Land $14,000 Building $28,488	$1,062,200 (-) Land $350,000 Building $712,200
2023	$6,746.00 (+27.69%)	$42,488 (+140.05%) Land $14,000 Building $28,488	$1,062,200 (+260.07%) Land $350,000 Building $712,200
2022	$5,283.00	$17,700	$295,000 Land $295,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Sparklight DSL · Fiber in parts of the area	30 / 5

May also be available: AT&T.

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