421 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 421 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,361 sqft · built 2022
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$547,629 (Apr 2022)
Tax Bill	$5,141 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242009775`

Property Details

APN / Parcel Number

Primary APN	`242009775`
Alternative APN	`R614 029 000 2322 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,361 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009775
Street Address	421 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8048 HAMPTON LAKE PH 8B PB152 P117
Legal Subdivision	HAMPTON LAKE
Legal Phase	8B
Legal Lot Number	8048
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Dec 3, 2020	Grant Deed, Transfer HOUSING CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2022019899
Deed Book / Page	4131 / 2646
Record Updated	Jun 8, 2026

April 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 1, 2022
Property Address	421 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000019899
Book / Page	4131 / 2646
Map Reference	MB 152 PG 117
Instrument Date	Mar 31, 2022
Instrument	2022019899
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000019900
Date	Apr 1, 2022
Instrument	2022019900

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 3, 2020
Property Address	421 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000071533
Book / Page	003942 / 001022
Instrument Date	Nov 30, 2020
Instrument	71533
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,603.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743
Investor	Possibly a Property Investor

Mortgage

Document Number	71534
Date	Dec 3, 2020
Book Page	003942/001025
Instrument	71534

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	13737 NOEL RD # 800, DALLAS, TX 75240-1331

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,141.00 (+0.65%)	$24,660 (+12.5%)
2024	$5,108.00 (-45.09%)	$21,920 (-) Land $6,000 Building $15,920	$548,000 (-) Land $150,000 Building $398,000
2023	$9,302.00 (+275.53%)	$21,920 (+170.62%) Land $6,000 Building $15,920	$548,000 (+305.93%) Land $150,000 Building $398,000
2022	$2,477.00	$8,100	$135,000 Land $135,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Cable One DSL · Fiber in parts of the area	30 / 5

May also be available: AT&T.

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