Missoula County property record for 425 E Spruce St, Missoula, MT 59802
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1914 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Company Name on Record |
| Last Sale | $340,400 (Nov 2015) |
| Tax Bill | $8,630 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R044724 |
| Primary APN | R044724 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,616 sqft Gross Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 404 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000299409 |
|---|---|
| Street Address | 425 E SPRUCE ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-4603 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 1 |
| Legal Description | CP HIGGINS, S22, T13 N, R19 W, BLOCK I, LOT 3, & W2 LOT 2 & E2 OF LOT 4 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 22 |
| Legal Subdivision | CP HIGGINS |
| Legal Block | I |
| Legal Lot Number | 3 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 8359, MISSOULA, MT 59807-8359 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on Record |
| Deed Sale | Nov 17, 2015 · Amount on Record |
| Prior Sale | Sep 10, 2013 |
| Deed Document Number | 201521715 |
| Deed Book / Page | 953 / 1398 |
| Prior Transfer Date | Dec 30, 2002 |
| Prior Transfer Doc | 0006980226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 425 E SPRUCE ST, MISSOULA, MT 59802-4603 |
| Document Number | 0009851369 |
| Book / Page | 000985 / 001369 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | TITLE SERVICES, INC. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 425 E SPRUCE ST MISSOULA MT 598024627, MISSOULA, MT 59802-4627 |
| Document Number | 0009851369 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 000985/001369 |
| Instrument | 18311 |
| Name | FIRST SEC BK/MISSOULA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,800 (-) Land $271,050 Building $269,750 | $540,800 (-) Land $271,050 Building $269,750 | |
| 2025 | $8,630.00 (+7.07%) | $540,800 (+19.01%) Land $271,050 Building $269,750 | $540,800 (+19.01%) Land $271,050 Building $269,750 |
| 2024 | $8,060.00 (+6.05%) | ||
| 2023 | $7,600.00 | $454,400 | $454,400 Land $268,710 Building $185,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.
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