418 E Spruce St, Missoula, MT 59802 Property Records

Missoula County property record for 418 E Spruce St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,147 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$81,300 (Mar 2003)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0464153`

Property Details

APN / Parcel Number

Primary APN	`R0464153`
Alternative APNs	`04-2200-22-2-44-03-0000` `0001734706` `1734706`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,044 sqft
Upper Floors Area	357 sqft
Basement Area	1,008 sqft
Finished Basement	500 sqft
Unfinished Basement	508 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2008
Architectural Style	Old Style
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	74 ft deep x 105 ft wide
View / Lot	Neighborhood

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	196 sqft
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001734706
Street Address	418 E SPRUCE ST
City	MISSOULA
State	MT
Zip	59802-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CP HIGGINS, S22, T13 N, R19 W, BLOCK Q, LOT 15 - 17, FRAC OF & FRAC OF W2 OF 18
Legal Subdivision	CP HIGGINS
Legal Block	Q
Legal Lot Number	15-17
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1002
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Missoula Downtown Historic District listed 2009 · 380 contributing resources · NRIS 07000647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 E SPRUCE ST, MISSOULA, MT 59802-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2003 · Amount on Record
Deed Sale	Mar 26, 2003 · Amount on Record
Deed Document Number	200310157
Deed Book / Page	702 / 208
Last Transfer Date	Apr 25, 2022
Transfer Doc	0010741345
Record Updated	Oct 29, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 28, 2022
Property Address	418 E SPRUCE ST, MISSOULA, MT 59802-4604
Document Number	0010741345
Book / Page	1074 / 1345
Instrument Date	Apr 25, 2022
Instrument	202207587
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E SPRUCE ST, MISSOULA, MT 59802-4604

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,097 (-) Land $192,777 Building $300,320	$493,097 (-) Land $192,777 Building $300,320
2025	$4,233.00 (-14.14%)	$493,097 (+26.81%) Land $192,777 Building $300,320	$493,097 (+26.81%) Land $192,777 Building $300,320
2024	$4,930.00 (+6.04%)
2023	$4,649.00	$388,837	$388,837 Land $170,087 Building $218,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.