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415 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 415 Capitola Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,363 sqft · built 1976
Lot Size0.031 acres (1,350 sqft)
OwnerCompany Name on Record
Last Sale$1,475,000 (Jan 2023)
Tax Bill$13,656 (2025)
Deeds & MortgagesJan 2026 Sale
Dec 2025 Mortgage
+ 7 more
Flood ZoneZone AE (high risk)
APN035-131-05

Property Details

APN / Parcel Number

Primary APN035-131-05
Alternative APN
  • 035-131-05-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,363 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2023
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialComposition Shingle
Lot Area1,350 sqft (0.031 acres)

Location & Zoning

Street Address415 CAPITOLA AVE
CityCAPITOLA
StateCA
Zip95010-3356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCAPITOLA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2019
Census Tract121802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Riverview Historic District
listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Grant Deed, Transfer
Dec 19, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Dec 19, 2025Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 19, 2025Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 9, 2024Grant Deed, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Jan 8, 2024Grant Deed, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Jan 8, 2024Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Jan 8, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Jan 12, 2023Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Deed Document Number2023600
Last Transfer DateOct 9, 2024
Transfer Doc0000020013
Record UpdatedSep 20, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 9, 2026
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000547
Map ReferenceMB 18 PG 36
Instrument DateDec 17, 2025
Instrument2026-0000547
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 19, 2025
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000028181
Map ReferenceMB 18 PG 36
Instrument DateDec 16, 2025
Instrument2025-0028181
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
InvestorPossibly a Property Investor

Mortgage

Document Number0000028182
DateDec 19, 2025
Instrument2025-0028182
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 19, 2025
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000028180
Map ReferenceMB 18 PG 36
Instrument DateDec 16, 2025
Instrument2025-0028180
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 19, 2025
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000028179
Map ReferenceMB 18 PG 36
Instrument DateDec 1, 2025
Instrument2025-0028179
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 9, 2024
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000376
Map ReferenceMB 18 PG 36
Instrument DateJan 5, 2024
Instrument2024-0000376
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CAPITOLA AVE, CAPITOLA, CA 95010-2750

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 8, 2024
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000352
Map ReferenceMB 18 PG 36
Instrument DateJan 5, 2024
Instrument2024-0000352
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address512 CAPITOLA AVE, CAPITOLA, CA 95010-2750

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 8, 2024
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000353
Map ReferenceMB 18 PG 36
Instrument DateJan 5, 2024
Instrument2024-0000353
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CAPITOLA AVE, CAPITOLA, CA 95010-2750
InvestorPossibly a Property Investor

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 8, 2024
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000354
Map ReferenceMB 18 PG 36
Instrument DateJan 5, 2024
Instrument2024-0000354
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CAPITOLA AVE, CAPITOLA, CA 95010-2750

Mortgage

Document Number0000000355
DateJan 8, 2024
Instrument2024-0000355
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

January 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 12, 2023
Property Address415 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number0000000600
Map ReferenceMB 18 PG 36
Instrument DateJan 10, 2023
Instrument2023-0000600
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,622.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CAPITOLA AVE, CAPITOLA, CA 95010-2750

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,132,891 (+2%) Land $711,009 Building $421,882
2025$13,656.00 (+8.25%)$1,110,678 (+364.19%) Land $697,068 Building $413,610
2024$12,615.00 (+280.77%)
2023$3,313.00 (+1.5%)$239,272 Land $133,992 Building $105,280
2022$3,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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