417 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 417 Adams St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1958
Lot Size0.24 acres (10,440 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2024)
Tax Bill$5,430 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-260-020

Property Details

APN / Parcel Number

Primary APN06-23-260-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area10,440 sqft (0.24 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address417 ADAMS ST
CityELGIN
StateIL
Zip60123-7531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE L KIRKS SUB LOT 20
Legal SubdivisionGEORGE L KIRKS SUB
Legal Block4
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4016
Census Tract851600

Owner

417 Adams St is owned by an individual who bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address268 WINDSOR CT, SOUTH ELGIN, IL 60177-1981
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2024 · Amount on File
Deed SaleJun 7, 2024 · Amount on File
Prior SaleDec 12, 2013 · Amount on File
Deed Document Number202419560
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 417 Adams St was $5,430.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,430.00$79,186 (+8.57%) Land $18,999 Building $60,187$237,653 (+8.57%) Land $57,020 Building $180,633
2024$72,935 Land $17,499 Building $55,436$218,893 Land $52,518 Building $166,375
2022$4,689.00 (+4.76%) Homeowner's exemption$60,081 (+6.96%) Land $14,415 Building $45,666$180,243 (+6.96%) Land $43,245 Building $136,998
2021$4,476.00 Homeowner's exemption$56,171 Land $13,477 Building $42,694$168,513 Land $40,431 Building $128,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Adams St

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