424 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 424 W 22nd St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,247 sqft · built 1910
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2023)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-21-03-029.00`

Property Details

APN / Parcel Number

Primary APN	`055-21-03-029.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,247 sqft Finished Area
Gross Area	1,703 sqft

Exterior

Year Built	Built 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	144 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552103029.00
Street Address	424 W 22ND ST
City	COVINGTON
State	KY
Zip	41014-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOOAR DANIEL PT LOTS 42-43-44 25'X 144' NS 22ND 280' W HOWELL
Legal Subdivision	MOOAR DANIEL
Legal Lot Number	42,43 43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3011
Census Tract	65000

Owner

Source: Kenton County records · APN 055-21-03-029.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 15, 2023	Deed of Trust, Mortgage CITY OF COVINGTON
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 18, 2019	Grant Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I
May 06, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	23011705900061
Deed Book / Page	KC 209 / 713
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 08, 2026
Property Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Document Number	0000013870
Book / Page	455 / 379
Instrument Date	Apr 09, 2026
Instrument	202613870
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 W 22ND ST, COVINGTON, KY 41014-1606

Mortgage

Document Number	0000013870,
Date	Jul 08, 2026
Book Page	455/379
Instrument	202613870

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jan 01, 2053

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900033
Date	Feb 15, 2023
Book Page	KCM 440/295
Instrument	23021505900033

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Dec 16, 2032

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 17, 2023
Property Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Document Number	0005900061
Book / Page	KC 209 / 713
Map Reference	PL 188
Instrument Date	Dec 19, 2022
Instrument	23011705900061
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8446 VILLAGE DR, FLORENCE, KY 41042-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	424 W 22ND ST, COVINGTON, KY 41014-1606

Mortgage

Document Number	0005900062
Date	Jan 17, 2023
Book Page	434/593
Instrument	23011705900062

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 18, 2019
Property Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Document Number	0000000236
Book / Page	0C6756 / 000344
Instrument Date	Sep 13, 2019
Instrument	236
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 VILLAGE DR FLORENCE KY 410429501, FLORENCE, KY 41042-9501
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	May 06, 2019
Property Address	424 W 22ND ST, COVINGTON, KY 41014-1606
Document Number	0000000121
Book / Page	0C6653 / 000213
Instrument Date	Apr 01, 2019
Instrument	121
Transaction Type	Foreclosure
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (-0.52%)	$130,000 (-) Land $5,000 Building $125,000	$130,000 (-) Land $5,000 Building $125,000
2023	$1,731.00	$130,000 Land $5,000 Building $125,000	$130,000 Land $5,000 Building $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 465 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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